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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the basic term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

Life Assurance Enquiry
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Company address:
Asprey Harris, Brae House, Cameron Road, Chesham, Bucks, UK, HP5 3BX
T: 01494 773777
F: 0844 4822086

Email: info@aspreyharris.com

Asprey Harris Investment Consultants is An Appointed Representative of Sesame Ltd., which is authorised and regulated by the Financial Services Authority

Sesame Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427 The FSA do not regulate Will Writing, Personal Loans, Commercial Loans, National Savings products, utilities, book sales or some forms of buy to let mortgages, tax planning, inheritance tax planning, offshore funds.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Company phone: 01494 773777 | info@aspreyharris.com

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